True story... one of my friends went on a vacation to Costa Rica last year, and the party boat she was on sank. A video of it was just released, so now she gets to relive the experience all over again. 

 Apparently it was really windy that day, and the seas were choppy. The boat went down really quickly, and they were in the water for about an hour before the coast guard came to the rescue. Three people died; all were senior citizens.
She's got a sense of humor though. She made this meme. See? She's funny. Besides, this is the sort of thing you might just have to laugh about to get over.

And also, see how there are two levels to the boat? In the video, it looks like it's just one level, but that's because the first level is already under water.
You can read more about it at The Sun.